Full-Time Field Officer (Credit/Collections) Jobs
Tugende is a for-profit social enterprise formally established in 2012 in Uganda. We use asset finance, technology, and a customer-centric model to help informal sector entrepreneurs dramatically increase their economic trajectory. Operating in Uganda and Kenya, our 460+ staff have served over 30,000 clients and are rapidly growing and innovating.
Field Officer (Credit/Collections)
About this job
We are looking for competent and motivated Field Officers who can work independently with limited direction to serve as the main point of contact between Tugende and its clients within our areas of operation in Kenya. The role will be based in Kenya with occasional travels to Uganda.
Tugende’s mission is: “Helping people help themselves”. As a Field Officer, you will be responsible for the client`s lease approval process, from the initial class to final lease payment. The field officer’s day-to-day responsibilities include conducting Tugende`s field operations e.g vetting, managing collections, and responding to client’s needs.
The job holder will be assigned to deliver on the following assignments
Client vetting and Management
- Recruit new applicants: Identify capable clients for Tugende leases.
- Register applicants: Meet with applicants to obtain information from them and answer their questions about the application process.
- Vet applicants: Conduct field visits (at applicant’s stage and home) while paired with another Field Officer.
- Analyze the strength of completed applications: Analyze applicants’ financial status, creditworthiness, and outstanding leases to determine applicant qualification.
- Approve/Reject applicants: Evaluate applicant’s creditworthiness in line with the existing guidelines.
- Managing lease agreement: Review lease agreements to ensure that they are complete and accurate according to the Tugende Policies. Help deliver Motorcycles to new clients. Ensure that clients understand the key terms and conditions of Tugende, as well as the warranty and maintenance requirements, before handing over the Motorcycles.
Manage client needs and portfolio performance
- Collections: Manage a portfolio of clients. Regularly follow up on client repayments (on the phone and in-person), understand any repayment and work challenges, give recommendations, or escalate problem cases where necessary. Ensure client data is accurately captured in the lease management system in a timely manner.
- Customer service: Listen and attend to customer comments and inquiries, give recommendations, or escalate problem cases where necessary.
- Office work: Be able to help with office work including signing contracts with clients, transferring titles for Motorcycles, and processing passenger service vehicle licenses (PSVs).
- Office support: Manage motorcycle traffic outside the office, and coordinate clients during applicant classes.
- Coordinate with local authorities: Engage them as required to facilitate field operations.
Preferred Skills, Knowledge & Abilities
- Highly self-motivated and able to demonstrate a drive for results with a professional approach from a team.
- Excellent communication, presentation skills, and professionally presentable.
- Exhibit a passion for customers, and provide excellent customer service and empathy for our customers.
- Ability to work under pressure in a fast-paced environment and willing to work in rural areas in the different regions of Kenya.
- Adopt and champion the values that Tugende stands for Integrity, Empathy, Teamwork, Solutions-Oriented, and Always growing.
- Ability and willingness to learn to ride a motorcycle to conduct fieldwork.
- Computer literate with the ability to comfortably use MS Office and GSuites. Have at least 35 Words Per Minute.
- High level of professionalism and integrity, with good moral character.
- Ability to work under minimum supervision with resilience and a ‘can do’ attitude.
- Fluent in Kiswahili and at least 2 key local languages of Kenya.
Preferred Qualification and Experience:
- A minimum of a diploma in a business-related field from a recognized institution of learning.
- One to Two years’ field-based experience working with an institution or organization such as a microfinance or business credit-related business.
- Motorcycle riding ability is an added advantage and gaining this proficiency will be a requirement once on the job
- Possession of a valid riding permit is an added advantage.
How to ApplyInterested and qualified? Go to Tugende on jobs.workable.com to apply
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